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What do you keep in your car?

Adele's picture

On the news tonight I was informed of a rash of vehicle break-ins in three neighborhoods, one being mine.  I had thoughts of windows smashed, but no, the cars/vans were unlocked and street parked. (Not unusual, lots of people park on the street).  What got me was what was stolen:  cameras, IPods, money as in bills, briefcases, computer, phones, cds, dvds and a couple other things I can't remember. 


I find this amazing.  Why on earth would you not lock a car (unless it's in a garage, which would be locked) with expensive stuff in it?  I lock mine and only have:


Change in the ashtray.  A book for appointments (What Einstein told his Cook), a sun shade, an umbrella, and a coupon holder thing.  The glovebox has maps, manuals on the car, an extra pack of cigs, pen & paper. 


But, but, it's SUPPOSED to taste like that!

But, but, it's SUPPOSED to taste like that!

MadMom's picture

(post #46163, reply #1 of 96)

ITA - some people almost deserve to have things stolen.



Not One More Day!
Not One More Dime! Not One More Life! Not One More Lie!

End the Occupation of Iraq -- Bring the Troops Home Now!

And Take Care of Them When They Get Here!

Glenys's picture

(post #46163, reply #5 of 96)

There's a plague in Vancouver and it's no secret internationally, we have an astronomical car break-in rate because of the drug use here. Cheap, cheap, cheap street drugs means that even an aluminum beverage can worth 10¢ at any store as a recycling returnable is fair game. If it's on your console, your window is a gonner. Ten cans can get a hit of meth or crack. But I then look at tourists from Wasington state who drive up, park a vehicle full of sports equipment, music paraphernalia, duffle bags and have their "tourist experience" shattered by a break-in. They do a story on the live news and say they can't believe this could happen. Am I to assume that an out-of-state/province license plate with all that visible loot doesn't entice someone in another major city?
Come on America, tell me what you really think??

diddidit's picture

(post #46163, reply #2 of 96)

Normally it's just crap, but occasionally there's a bicycle that's worth more than the car...

did

Glenys's picture

(post #46163, reply #3 of 96)

You don't/shouldn't/can't possibly/warned about/ still smoking?
They must be very old spare cigarettes. Hhmmmmmm?
You remind me of someone else we all know and love.

Adele's picture

(post #46163, reply #4 of 96)

What can I say?  hack, cough, cough.  LOL

But, but, it's SUPPOSED to taste like that!

But, but, it's SUPPOSED to taste like that!

Glenys's picture

(post #46163, reply #6 of 96)

Sometimes I just want to smack you, verbally of course, but I don't think you know how much I think about you and your journey and damn it, you piss me off. Get yourself to a non-smoking meeting and think about how nice you'll smell, for the rest of your life. Besides, you could save the money and visit us.

I'll send you a stack of cookbooks if you cut down and your wish-list if you quit. It's a challenge.


Edited 9/24/2006 9:33 pm by Glenys

MadMom's picture

(post #46163, reply #8 of 96)

I just want to know if you have offered the same challenge to someone else we both care about.  I'm getting tired of wrestling her to the ground and taking her cigarettes away.


Poor Adele, I know it must be doubly hard for her...but Adele, you could beat one addiction, try beating this one. 




Not One More Day!
Not One More Dime! Not One More Life! Not One More Lie!

End the Occupation of Iraq -- Bring the Troops Home Now!

And Take Care of Them When They Get Here!
Jean's picture

(post #46163, reply #9 of 96)

To say nothing of how your heart and your circulatory system will love you.  We want you around for a long time, friend.



"Friends are like melons; shall I tell you why? To find one good you must one hundred try." -Claude Mermet
http://www.thebreastcancersite.com/

A  clear conscience is usually the sign of a bad memory.
http://www.thebreastcancersite.com/
help to provide free mammograms for women in need
Cissytoo's picture

(post #46163, reply #7 of 96)

What can I say?  hack, cough, cough.  LOL


One thing at a time, right?  You just celebrated a milestone anniversary about conquering another addiction. 


I hope you can find the strength to give up the cigs.  I quit (no help available then) 39 years ago this past June 10th -- our wedding anniversary.  Smoked 2.5 packs (not a typo) per day.  Think of the $$$ you'll save.  And there's a lot of help available with the patch and other meds.


Also, food tastes much better after you stop.

madnoodle's picture

(post #46163, reply #10 of 96)

There is NOTHING in my car.  Booster cables, assorted kid books and cr*p, a few CD's.  A couple of years ago DH's truck was "broken into" (it was unlocked) in our driveway.  We're figuring the thieves were (hungry) kids b/c they ignored the cell phone, CD player, and CD's in favour of a few juice boxes and some granola bars.  They left a pretty nice pair of mitts, so I figure we're about even.


On a similar tangent, I was similarly amazed when I heard that someone was mugged and had $400+ cash stolen.  Ummmm, if I have 20 bucks I'm feeling rich. Who the heck carries that kind of cash around?


Saskatchewan:  our mountain-removal project is nearly complete.

What if there were no hypothetical questions?

 

marie-louise's picture

(post #46163, reply #11 of 96)

I do-after I've gone to the ATM. We try & pay cash for everything, even expensive dinners.

I keep a lot of stuff in my car: iPod (hidden), cell phone, cash (keep $100 hidden in the car, plus coins for the meters hidden in a commuter coffee mug).

Getting my purse stolen would be even worse: Palm, maybe my iPod, maybe my phone. cash, the cost of the purse & the wallet. etc.

madnoodle's picture

(post #46163, reply #17 of 96)

Different strokes.  I'm debit card-dependent.  Usually have a few bucks on hand for things I absolutely have to pay cash for, otherwise I'm pretty much cashless.

Saskatchewan:  our mountain-removal project is nearly complete.

What if there were no hypothetical questions?

 

Cissytoo's picture

(post #46163, reply #56 of 96)

We try & pay cash for everything, even expensive dinners.


Wow!  We do exactly the opposite.  Credit cards for everything, even $12 worth of groceries.  We get mileage on one card and $$ back on gas purchases on another.  We do not carry any balance and pay off our cards when the monthly bills come.  In 39.5 years, we have missed only one payment and had to pay the interest on it.  We were really frosted at having to do so.

MadMom's picture

(post #46163, reply #57 of 96)

I'm with you...use my beloved Master Card for everything, and the bill is always paid off monthly.  The interest is unbelievable if you miss it. 



Not One More Day!
Not One More Dime! Not One More Life! Not One More Lie!

End the Occupation of Iraq -- Bring the Troops Home Now!

And Take Care of Them When They Get Here!

Jean's picture

(post #46163, reply #58 of 96)

Same here..we get monthly rebates amounting to 25+ dollars by using the CC for everything and paying it all off every month.


The one time we had to pay interest for a late payment was when a couple of gals rode around stealing stuff out of mailboxes that had a flag up just before Christmas. They took any cash and disposed of the rest.  Their little escapade cost us some real money that year. Boy was I piƒƒed.




"Friends are like melons; shall I tell you why? To find one good you must one hundred try." -Claude Mermet
http://www.thebreastcancersite.com/

A  clear conscience is usually the sign of a bad memory.
http://www.thebreastcancersite.com/
help to provide free mammograms for women in need
MadMom's picture

(post #46163, reply #59 of 96)

One of the many reasons I've taken to depositing my mail in a PO mailbox.  It only takes about five minutes, and at least I know that things get where they're going (hopefully, well, at least the odds are better than leaving it by the street!)



Not One More Day!
Not One More Dime! Not One More Life! Not One More Lie!

End the Occupation of Iraq -- Bring the Troops Home Now!

And Take Care of Them When They Get Here!

Jean's picture

(post #46163, reply #60 of 96)

We learned our lesson too.  They caught the girls but of course that didn't pay our interest fees.



"Friends are like melons; shall I tell you why? To find one good you must one hundred try." -Claude Mermet
http://www.thebreastcancersite.com/

A  clear conscience is usually the sign of a bad memory.
http://www.thebreastcancersite.com/
help to provide free mammograms for women in need
Adele's picture

(post #46163, reply #61 of 96)

They caught the girls but of course that didn't pay our interest fees.


I know it's too late, but was there a police report?  If so, you could of spoken to customer service and if they needed to see it, the report  could of been mailed with the payment so you wouldn't be responsible for the interest.   I had something like this happen & they waived interest. 


But, but, it's SUPPOSED to taste like that!

But, but, it's SUPPOSED to taste like that!

Jean's picture

(post #46163, reply #62 of 96)

Never thought about it.  We only learned about the incident after the fact, reading about it in the newspaper and putting 2 and 2 together.  We had no proof that our checks were even stolen -- they destroyed everything they couldn't use -- until the charges showed up on our bill the next month. 



"Friends are like melons; shall I tell you why? To find one good you must one hundred try." -Claude Mermet
http://www.thebreastcancersite.com/

A  clear conscience is usually the sign of a bad memory.
http://www.thebreastcancersite.com/
help to provide free mammograms for women in need
marie-louise's picture

(post #46163, reply #67 of 96)

My husband has been paying all of our bills online with Paytrust for years now; none of our bills get mailed to us. We also have a locking mailbox-the local PO branch offered them at cost a few years ago.

Cissytoo's picture

(post #46163, reply #84 of 96)

The one time we had to pay interest for a late payment was when a couple of gals rode around stealing stuff out of mailboxes that had a flag up just before Christmas. They took any cash and disposed of the rest.  Their little escapade cost us some real money that year. Boy was I piƒƒed.


How awful!  I hope they got caught.  That's a federal offense.  The only time we had to pay interest made us super aware of when the bills are supposed to arrive.  If they don't come on time, we call them to ask what we owe.

marie-louise's picture

(post #46163, reply #66 of 96)

We always pay ours off every month, too, but all those purchases add up, and we hated having these huge bills from the previous month's purchases. I felt like I'd already spent my paycheck in advance. It's psychological, not neccesarily the best financial choice. We paid off our mortgage, too, which is not something that many financial planners advise.

We still do buy enough stuff via credit card that we get rebates (cash back on AMEX & coupons on our Amazon VISA). In California, we can use our credit card to pay our property taxes-that's worth a few coupons, LOL.

MadMom's picture

(post #46163, reply #68 of 96)

You could pay your property taxes in Texas using a credit card, but there was a charge for that.  I don't use the CC for anything which has an added charge for credit.  We use it for just about everything else.



Not One More Day!
Not One More Dime! Not One More Life! Not One More Lie!

End the Occupation of Iraq -- Bring the Troops Home Now!

And Take Care of Them When They Get Here!

CookiM0nster's picture

(post #46163, reply #71 of 96)

"We paid off our mortgage, too, which is not something that many financial planners advise."

I know this is a stupid question, but why isn't it advised?

MadMom's picture

(post #46163, reply #72 of 96)

Depends on a lot of factors, such as the percentage interest rate of your mortgage, how much you owe, etc.  I think the most important thing is your peace of mind.  DH really felt strongly about paying ours off, so that's what we've done.  He's driving me crazy to pay off our car, but I keep explaining that we have a 0% interest loan, so even if we're making 1% at the bank, that's more than it's costing us.  Thank heaven we only have two more payments and I can tell him it's paid off!



Not One More Day!
Not One More Dime! Not One More Life! Not One More Lie!

End the Occupation of Iraq -- Bring the Troops Home Now!

And Take Care of Them When They Get Here!

CookiM0nster's picture

(post #46163, reply #73 of 96)

DH is obsessed with paying our mortgage off too. It will still be years, but every extra bit on money we have he funnels it into the house. I was suddenly worried that might be a bad thing.

MadMom's picture

(post #46163, reply #74 of 96)

I think the financial advisors prefer that you dump every spare penny into the stock market, LOL.  Truth is that the average annual gain in the market, even including some big crashes, has been about 10%, and the average mortgage now is what, about 6%?  Even with the tax advantage of having a mortgage and the taxation of gains on stocks, you would probably still come out ahead by investing in stocks.  That being said, knowing that the roof over your head is paid for is priceless, as they say on the MasterCard commercials.  Of course, it also depends on where you live.  In Texas, even with the house paid for, it still cost us about $3000/month to live there, considering utilities, property taxes, etc.  Here, our mortgage free house costs us something like 1/10 of that.  I like here. 



Not One More Day!
Not One More Dime! Not One More Life! Not One More Lie!

End the Occupation of Iraq -- Bring the Troops Home Now!

And Take Care of Them When They Get Here!

Jillsifer's picture

(post #46163, reply #76 of 96)

I ALWAYS pay more than the minimum on my mortgage payment; the amount varies but it's NEVER just the monthly payment. Someday I hope to have this house paid off--the peace of mind is REALLY important to me.


It might not be the savviest FINANCIAL move, but I already know that (goodbye, mortgage-interest deduction!) but I know how I am when I feel secure, and it's a whole lot better than when I feel INSECURE. So it's worth it for me.


 


 


 


Overheard at Disneyland: "What time is the 9:00 parade?"

Christmas is the season for kindling the fire of hospitality in the hall, the genial flame of charity in the heart.

-- Washington Irving

MadMom's picture

(post #46163, reply #77 of 96)

I think that's the point...your feelings are certainly more important than some fraction of a percentage point in interest.


Now, having said that, if you are paying 20% interest on a credit card debt, but putting extra money onto your 6% mortgage, you need to have your head examined.  One should try to get rid of any higher interest rate debts first, then determine whether to pay off the mortgage or invest...and only you know which makes you feel better and more comfortable.




Not One More Day!
Not One More Dime! Not One More Life! Not One More Lie!

End the Occupation of Iraq -- Bring the Troops Home Now!

And Take Care of Them When They Get Here!
Jillsifer's picture

(post #46163, reply #80 of 96)

I'm proud to tell you that I have exactly $429.56 in credit-card debt, and that will be paid this afternoon.


Waaaaaaaahoooooooooooo!!!!


 


 


 


Overheard at Disneyland: "What time is the 9:00 parade?"

Christmas is the season for kindling the fire of hospitality in the hall, the genial flame of charity in the heart.

-- Washington Irving